20+ Years Experience

Money matters but life matters more

Financial Planning for Business Owners

A comprehensive and unique financial planning service, built around specialised solutions, designed specifically for business owners transitioning to an Employee Ownership Trust (EOT) structure.

Supporting Your Transition with Expertise and Care

Employee Ownership Trust (EOT)

Having become employee-owned in 2019, we’ve built deep expertise in the personal financial planning needs of those transitioning to employee ownership.

When selling your business to an Employee Ownership Trust (EOT), you’re embarking on a significant life event with profound financial implications. At Paradigm Norton, we understand the unique challenges and opportunities this transition presents.

Why Choose Paradigm Norton?

Expertise in Financial Planning for Employee Owned Businesses:

We employ a team of highly qualified financial planning professionals who understand the particular challenges and nuances of working with the vendors of businesses that have been sold or are in the process of being sold to an EOT.

Outstanding Client Care:

We prioritise understanding the unique culture of employee-owned businesses and offer personalised guidance tailored to your specific circumstances.

Tailored Solutions:

We recognise that no two employee owned businesses are the same. Our financial strategies are custom-built to meet your unique needs and goals.

Watch back

Working with business owners

When transitioning your business to an Employee Ownership Trust (EOT) structure, you’re embarking on a significant life event with profound financial implications. At Paradigm Norton, we understand the unique challenges and opportunities this transition presents.

Read

EO Know How

We’ve been employee-owned since 2019. And through that journey, we’ve learned that Employee Ownership is a seismic cultural shift, a communication challenge and an opportunity to rethink purpose, power and people. That’s why we created the Employee Ownership Know-How series, led by our Co-Founder and Head of Employee Ownership Business Development, Barry Horner. We’ll be sharing:

Real stories
Practical advice
Myths, busted

If you’re on the EO journey (or just EO-curious), this series is for you.

Our Comprehensive Financial Planning Services

Understand Your Current Financial Situation 

We start by helping you gain a clear understanding of your financial situation, including assets, liabilities, income, and expenditure. This foundation allows us to model the potential impact of the business sale on your personal finances, ensuring informed decision-making.

Determine Your Future Financial Goals 

Whether you’re planning for retirement, investing for long-term growth, or exploring new ventures, we work with you to define clear financial goals. These goals will guide your financial decisions and align your actions with your desired future outcomes.

Seek Expert Professional Guidance

Our team of qualified financial planners and tax specialists will help you navigate the complexities of the EOT transaction. We collaborate with other trusted advisers to optimise tax benefits and develop a personalised financial plan that supports your goals.

Diversify Your Investments 

To mitigate risk and enhance future returns, we help you diversify your investment portfolio across various asset classes such as stocks, bonds, and real estate. This approach safeguards your financial stability against market fluctuations.

Evaluate Your Retirement Needs

If retirement is your primary goal, we assess your retirement savings and determine if the sale proceeds (receipt of deferred consideration) will support your desired lifestyle. We consider factors like life expectancy, retirement age, and expected post-sale income to ensure a secure retirement.

Protecting Your Estate 

We assist in reviewing and updating your estate planning to reflect your new financial situation and future goals. This includes revising wills, trusts, and beneficiary designations to ensure your assets are distributed according to your wishes.

Seek Ongoing Financial Planning Advice

As your financial situation evolves, regular reviews and adjustments are essential. We maintain ongoing communication to ensure your financial plan remains aligned with your goals and adapts to any changes.

Read

Employee Ownership Scheme Trends for 2025

Why employee ownership schemes are exploding in 2025 (and not for the reasons you might think).

In this white paper, we’ll explain why the perceived leading benefit of tax breaks really is at the bottom of the pile when it comes to reasons for transitioning to an employee-owned model and we will share our learned observations, having gone through the process ourselves.

What our clients say?

“XXX ”

Ben Kingsley
Former Partner – Slaughter and May

“XXX ”

Jim Aveline
Partner –
Burges Salmon LLP

“XXX”

Guy Stobart
ex Managing Partner –
Burges Salmon LLP

Paradigm Norton: Employee-Owned, Award-Winning, and a Certified B Corporation®

Paradigm Norton is a multi-award-winning, employee-owned firm with a strong commitment to exceptional client care and sustainable business practices. As a Certified B Corporation®, we balance purpose with profit, ensuring that our values align with those of our clients.

With a team of highly qualified financial planning professionals, we’re dedicated to helping you navigate the complexities of selling your business to an EOT. We’ll work closely with you to align your financial planning with your personal values and future aspirations.

Meet the Employee Ownership Team

Simon Livings

Matt Goddard

Barry Horner

Chair of PN Board and Head of EO Business Development

William Pratt

Client Director

Tracey Reed

Regional Director

Martin Ruskin

Client Director

Get started today

Take the first step towards a smooth and successful business sale by contacting us for a personalised consultation. Let Paradigm Norton guide you through this significant transition with expertise, care, and tailored solutions that secure your financial future.

Read more

The Big Reveal: When (and How) to Tell Your Team You’re Going Employee Owned

Why we believe early, open communication is one of the best investments you can make during an EO transition.

Bring Work to Life: How Employee Ownership Transforms the Way We Share

We pick apart the misconceptions, myths and unhelpful norms that go hand-in-hand with employee ownership.

Summary of our 2024 Impact Report

This report showcases our continued dedication to transforming lives through financial planning.

The power of partnership: a conversation on employee ownership

What it means to be an EOT trustee and a partner: a personal perspective.