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paradigm Vanessa Branson

“The service I receive is exceptional, efficient, sensitive and effective.”
Vanessa Branson
Director, Equilibrium Hotels

Retirement planning

Whether you are approaching retirement or accumulating wealth for retirement, having a clear strategy is essential.

“One of the joys of being a Financial Planner is helping people to live their desired lifestyle – for many, this is related to creating more time to do the things they love. Supporting our clients to live independently of having to work (or to work as much) is true retirement planning. One of my client families sought Inheritance Tax advice as they wanted to make a large financial gift to their children upon retirement. They were preparing to sell their successful holiday cottage lettings business in six years to fund their retirement and chase their dream of following the ATP tour. I worked with them to create a financial picture of their future and discovered they could sell their business three years earlier than expected and still achieve their desired income, the chance to live out their dream and make a generous financial gift to their children. ”
Martin Ruskin, CFP
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As the pensions landscape grows ever more complex and the options upon retirement widen, being able to navigate the choices and selecting the right solutions for your individual circumstances grows ever more challenging. Recent changes to pensions, lifetime allowances and annual allowances has resulted in retirement planning being more than just about pensions, it often requires a multi-disciplined approach.

It’s never too early to start preparing for your retirement. We believe that knowing your options, your limits and the application of the rules can help you achieve a retirement vision and create a retirement plan that matches your life goals with your financial ambitions.

We believe that your retirement should reflect you.

Your life goals should steer the decisions about your financial future and the creation of your retirement plan.

Our Financial Planners will develop a clear plan and investment strategy designed to be flexible whilst delivering your desired outcomes. The creation of a cashflow plan (mapping your current income and expenditure with your liabilities and savings) will allow us to recommend investment strategies and savings vehicles that can deliver the outcomes you aspire to. Because your retirement doesn’t have be about stopping, it can be the chance to start a new adventure.

Read the state pension article...

As one door closes another one opens.

Retirement is your opportunity to achieve those life goals and aspirations that you may have placed on hold.

We have worked with clients who struggle to articulate their retirement dreams; many haven’t dedicated enough time to consider what they want to accomplish. The process of reviewing your finances and the opportunity to talk openly often sparks ideas and inspires a vision; we can share ideas and experiences of how we have assisted other clients. After all who says retirement should be about stopping work and taking a gentler path?

By taking a holistic view of your financial situation, and your wider life objectives, we create tailored solutions and investment recommendations to transform your retirement goals into reality.

Can we help you or someone you know? If so please do not hesitate to get in touch with any of the Paradigm Norton advice team on 01275 370670 or 020 7269 7960. We would love to hear from you.

The value of investments may fall as well as rise, you may not get back what you put in. This article has been published for educational purposes only and should not be considered investment advice or an offer of any product for sale. This article does not represent a recommendation of any particular security, strategy or investment product.

Speak to a member of our financial planning
team today on Bristol 01275 370 670
or London 020 7269 7960.

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