Comprehensive Financial Planning

Comprehensive Financial Planning

Private Medical Insurance

An area of need frequently overlooked by advisers who focus too much of their energies into purely investment management is that of provision for potential healthcare requirements.

In June 2011, there were 12,521 people waiting more than six weeks for one of 15 key tests, including MRI, CT and heart scans, ultrasound, barium enemas and colonoscopies. This is up on the 3,510 waiting more than six weeks in June 2010.

Private healthcare, which has been around longer than the NHS, offers an alternative approach. Usually private treatment means better hospital facilities with more comfortable, single rooms. However, private care can be very expensive if funded on an ad-hoc basis and a better route may therefore be to take private healthcare insurance.

This is a complex area of advice and one which we at Paradigm Norton are more comfortable to outsource to a specialist, independent full market adviser broker such as Best Health, who work closely with us to help you set up the right medical insurance scheme whether it be a company or personal scheme.

Best Health are experts at reviewing existing private healthcare cover to see if it is appropriate to your needs and competitively priced. The firm's aim is to provide straightforward, professional and practical advice on all aspects of private medical insurance. Best Health pride themselves on providing an efficient and responsive service. The Advisors within the team will guide you through a review process, comparing over 200 plans against any existing plan that may be in place. If you are new to private health insurance, they will demystify the cover and ensure that you fully understand all of the options in either case. Best Health have access to bespoke products from insurers and preferential rates allowing them to save clients up to 50% by moving insurers ensuring all benefits continued and on a no risk basis.

What to expect

A qualified, FSA regulated advisor will contact you to discuss your needs in full. They will review your current plan (if relevant) and compare this against a range of alternatives.

Once your policy is set up, they will then be available to hold your hand in the event of a claim or should you need any advice throughout the year.

If you wish to know more, or discuss any particular requirements please contact Kath Pyne, Sales Manager:

Direct Dial: +44 (0)117 370 0354
Email: kath@besthealthuk.co.uk
Best Health uk Ltd
148 Wells Road,
Bristol,
BS4 2AG

Debbie Kleiner-Gaines
Managing Director
Best Health uk
t: 0117 3700350
f: 0117 9716620
m: 07968 509642
www.besthealthinsurance.co.uk
Bristol Office: Clifton House, 148 Wells Road, Bristol BS4 2AG.
Registered in England and Wales No 5828515.
Head Office: Suite 16, Blackburn Enterprise Centre, Furthergate, BLACKBURN BB1 3HQ T: 01254 504910. F: 01254 668517.
Chase Templeton Limited is authorised and regulated by the Financial Services Authority (FSA). FSA Firm Reference Number is 311612.

Please note that Paradigm Norton does not receive any fees or commissions from firms recommended on our website. We have requested that all fees or commissions that otherwise would be paid to us should be used to reduce the premiums payable by our clients.